Consumer-driven health plans (CDHPs) continue to be considered the solution to reducing healthcare costs and the roles of the uninsured in the nation. The belief is that individuals enrolled in CDHPs are more likely to be actively managing their health and making healthcare decisions than individuals in more traditional arrangements.
The Bush administration is touting the value of CDHPs, particularly the Health Savings Account (HSA). Even CMS has gotten onto the CDHP bandwagon by conducting a CDHP Medicare demonstration with medical savings accounts (MSAs).
Over the past several years there has been a dramatic increase in consumer directed healthcare programs. A combination of regulatory changes, economic imperatives, and market innovation have resulted in new options being offered. Still, there remain questions and concerns about consumer driven healthcare. Although some politicians and insurance plans believe that the future of healthcare is with CDHPs, other more traditional options remain available to employers and individuals. Currently, there are an estimated 8 million Americans in Consumer Driven Health Plans, compared to about 170 million in other private plans.
Will employers turn to CDHPs in greater numbers to shift costs and responsibility for healthcare coverage onto the employee? And how will the current healthcare infrastructure support the consumer’s demand for more information, and much more transparency? Are CDHPs actually changing consumers’ behavior and reducing healthcare costs?
Join the Managed Care Information Center and experts of consumer- driven healthcare for a discussion of the current trends and future expectations in the 90-minute audio conference, “Consumer-Driven Healthcare: Key Drivers and Future Market Adoption.” This executive-level program took place on May 8, 2007.
Agenda:- What Consumerism Is and Isn’t -- Strategy vs. Tactics
- The Consumer-Driven Philosophy
- The Key Drivers of Consumer-Driven Healthcare
- Giving Consumers Financial Ownership and Accountability
- Result’s of CIGNA’s Recent Analysis of CDH (one of the largest with nearly 270,000 participants)
- How Consumer Education and Communication are Keys to Adoption
- How to Simplify the Member Experience to Make It the Most Effective
- Engaging Consumers in Financing and Decision-Making for Their Own Healthcare
- How Health Plans are Partnering with Financial Institutions
- The Integration of Health Plans and Banking Systems
- The Dynamic Regulatory Environment
- Key Lessons Learned and Success Factors
- Market Adoption Expectations
- Live Question and Answer Session